Personal Loans,
Designed Around Your Needs
Check your loan eligibility online with a simple application process. Loan approval and disbursal are subject to lender eligibility and verification.
- Online Eligibility Check
- Secure Digital Application
- Transparent Process
- Support Throughout Your Application
Apply for Personal Loan Online
Fill out the form below to check your eligibility
Mandatory Disclosures & Compliance Notice
Loans are provided by Yaksh Infinlease Pvt Ltd (RBI Registered NBFC). Approval is subject to internal credit assessment and eligibility. Interest rates, processing fees, and repayment terms vary based on customer profile.
Key Loan Information
Representative Example
For a borrower taking a personal loan of ₹50,000 for 6 months at an interest rate of 24% p.a.:
*This is a representative example. Actual figures may vary based on credit assessment and tenure selected.
Personal Loan Made Simple, Fast & Stress-Free
Need funds for life's important moments? ExpressCred helps you connect with trusted lending partners through a quick online application process with minimal paperwork and transparent support.
Why Choose ExpressCred
Quick Online Application
Complete your application in just a few minutes from anywhere.
Minimal Documentation
Simple document requirements to make the process easier.
Transparent Process
No hidden surprises. Stay informed throughout your application journey.
Dedicated Customer Support
Our team is here to assist you from application to loan processing.
How It Works
Submit Your Application
Fill out our secure online application with your basic information.
Application Review
Your application is reviewed by our lending partners based on eligibility criteria.
Complete the Process
Upon approval, complete the required formalities as guided by the lender.
Eligibility Criteria
You may be eligible if you:
- Are an Indian resident
- Are 21 years of age or older
- Have a regular source of income
- Meet the lender's eligibility requirements
- Have valid KYC documents
Required Documents
- Aadhaar Card
- PAN Card
- Address Proof
- Income Proof / Salary Slips
- Bank Statement (if required)
- Passport-size Photograph (if applicable)
Loan Details
15% - 34% per annum (as per ECS Credit policy)
3 - 12 Months (up to 365 days)
Up to 10% of loan amount + applicable GST
Your Results
Cost Breakdown
| 1 | ₹11,660 | ₹10,823 | ₹838 | ₹56,177 |
| 2 | ₹11,660 | ₹10,958 | ₹702 | ₹45,219 |
| 3 | ₹11,660 | ₹11,095 | ₹565 | ₹34,124 |
| 4 | ₹11,660 | ₹11,234 | ₹427 | ₹22,890 |
| 5 | ₹11,660 | ₹11,374 | ₹286 | ₹11,516 |
| 6 | ₹11,660 | ₹11,516 | ₹144 | ₹0 |
Yaksh Infinlease Pvt Ltd | RBI Registered NBFC B-14.82066
Why Choose a Personal Loan?
Whether you're planning or managing unexpected expenses, a personal loan can help with:
Key Features
Interest rates subject to lender. Unsecured loans depend on eligibility.
Frequently Asked Questions
The online application typically takes only a few minutes to complete. Processing timelines depend on the lending partner.
Many personal loan products offered by lending partners are unsecured. Eligibility depends on the lender's policies.
Yes. Eligibility depends on the lending partner's requirements and your financial profile.
Get the Financial Support You Need
Take the next step toward your financial goals with ExpressCred's simple and transparent loan assistance process.